Millie is trying to pay her bills, but they're piling up almost faster than she can pay them, especially the ones for her grandmother Joy - who appears to mean everything to her, but is in a nursing home in declining health and dementia that needs more care than she's receiving. But Joy, in a moment of lucidity, gives Millie hope that there could be a solution to her financial woes. Meanwhile Ben is trying to atone any way he can for the financial woes his mother imparted on others. A Sparkle of Silver quickly pulls you in and pulls at your heartstrings, with a young woman doing everything she can to care for her grandmother.