Young Adult story?

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For years, it has only been Eliza and her mother. When asked about her father, Eliza's mother gives arbitrary answers as to his whereabouts. Later, when Eliza is 17, she races home to find her mother dead.
Now 30, Eliza is still lost. She is on the phone with one of her godmothers, who asks Eliza to come on a trip - and Eliza agrees quickly. Seems like an adventure will follow.
This reads like a YA novel.